What is a CLU Designation in Insurance?

CLU (Certified Life Underwriter) is a professional designation for insurance professionals who specialize in life insurance and estate planning. It is awarded by the American Society of Chartered Life Underwriters (ASCLU), which is a subsidiary of the National Association of Insurance and Financial Advisors (NAIFA).

The CLU designation is considered one of the most prestigious in the life insurance industry, and it is highly respected by consumers, industry professionals, and regulatory authorities. To earn the CLU designation, individuals must complete a comprehensive course of study, pass a rigorous examination, and have a certain amount of experience in the industry.

The CLU curriculum covers a wide range of topics related to life insurance and estate planning, including policy design, underwriting, taxation, investments, and retirement planning. It is designed to provide professionals with the knowledge and skills necessary to help their clients achieve their financial goals while managing risk.

Overall, the CLU designation is an important milestone for insurance professionals who want to demonstrate their expertise and commitment to providing high-quality service to their clients.